International Medical Insurance
Coverage Start Date
(mm/dd/yyyy)
  Coverage Start Date
Coverage End Date
(mm/dd/yyyy)
  Coverage End Date
I live in
I am a citizen of

Will you need coverage:
 In United States?Yes No 
In Canada?Yes No 
Primary Destination

Special Requirements:
Full-time Student?Yes No 

My Age  SexM

 Spouse's Age  SexM

Age of Children (18 or less)
   
   
Intl Medical GroupInternational Medical Group
i Travel InsurediTravel Insured
MNUMultiNational Underwriters
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Compare plans offered by MultiNational Underwriters
Listed are all plans offered by MultiNational Underwriters. You can compare coverages, review plan's description of benefits and purchase a plan, if a quote details have been completed. When a quote has been completed, you will see Plan Cost listed for all travelers. If you are not eligible, the plan cost will not be available.
Input your travel details to your left including trip dates, trip cost, your primary residence, and age of all travelers. Then, click button and receive a list of all plans that you are eligible.
 Plan AdministratorMNUMNUMNUMNU
  MultiNational UnderwritersMultiNational UnderwritersMultiNational UnderwritersMultiNational Underwriters
 Plan NameStudentSecure Budget - US residents (medical max - $250,000)StudentSecure Select - International (medical max - $300,000)StudentSecure Budget - International (medical max - $250,000)International Citizen Economy - US citizens (lifetime max - $5 Million)
 ProductInternational Student Health Insurance
(Long-term)
International Student Health Insurance
(Long-term)
International Student Health Insurance
(Long-term)
Scheduled Major Medical
(Long-term)
 Plan Cost
 Certificatecertificatecertificatecertificatecertificate
 Plan EligibilityUS citizens - studying abroadInternational citizens - studying outside "home country"International citizens - studying outside "home country"US residents ineligible for a domestic medical plan
 Coverage AreaWorldwide, including United StatesWorldwide, including United States
Meets and exceeds J-1 and F-1 visa requirements
Worldwide, including United States
Meets and exceeds J-1 and F-1 visa requirements
Worldwide, except United States
 Purchase Policy    
 Plan NoteCovers typical medical expenses of a student
Includes Emergency Assistance Services
Covers typical medical expenses of a student
Includes Emergency Assistance Services
Covers typical medical expenses of a student
Includes Emergency Assistance Services
International major medical plan
that includes maternity benefits at no additional cost
 Your Trip Investment
 Trip CancellationNo CoverageNo CoverageNo CoverageNo Coverage
 Trip InterruptionNo CoverageNo CoverageNo CoverageNo Coverage
 Travel DelayNo CoverageNo CoverageNo CoverageNo Coverage
 Missed ConnectionNo CoverageNo CoverageNo CoverageNo Coverage
 Terrorism at Departure / Destination$50,000 lifetime maximum
(medical expenses only)
$50,000 lifetime maximum
(medical expenses only)
No CoverageNo Coverage
 Financial Default of Travel ProviderNo CoverageNo CoverageNo CoverageNo Coverage
 Weather Related (Snow, Hurricane)No CoverageNo CoverageNo CoverageNo Coverage
 Cancel For Any ReasonNo CoverageNo CoverageNo CoverageNo Coverage
 Cancel For Business ReasonNo CoverageNo CoverageNo CoverageNo Coverage
 Your Property
 Lost LuggageNo CoverageNo CoverageNo CoverageNo Coverage
 Baggage DelayNo CoverageNo CoverageNo CoverageNo Coverage
 Rental Car ProtectionNo CoverageNo CoverageNo CoverageNo Coverage
 Your Health
 Emergency Medical$300,000 (Participant)
$50,000 (Spouse/child)
$250,000 (Participant)
$50,000 (Spouse/child)
$5 Million
SCHEDULED BENEFITS
$5 Million
SCHEDULED BENEFITS
 Deductible$100 per Injury or Illness
(Reduced to $50 if treatment
is from Student Health Center)
$100 per Injury or Illness
(Reduced to $50 if treatment
is from Student Health Center)
$250 per Policy Period
(from $250 to $5,000 can be selected at purchase time)
$250 per Policy Period
(from $250 to $5,000 can be selected at purchase time)
 Coinsurance (claims in US or Canada)After Deductible,
80% of the next $5,000,
then 100% to Certificate Period Maximum
(For charges incurred within the PPO
or at a Student Health Center,
coinsurance will be waived)
After Deductible,
80% of the next $10,000,
then 100% to Certificate Period Maximum
No Coverage in US, in Canada, after deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
(Coinsurance will be waived if expenses are incurred within the PPO)
After deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
(Coinsurance will be waived if expenses are incurred within the PPO)
 Coinsurance (claims outside US or Canada)NoneNo CoverageAfter deductible, 100% up to the Overall Maximum LimitAfter deductible, 100% up to the Overall Maximum Limit
 Emergency DentalDental Treatment due to Accident
$250 Maximum per tooth
($500 Maximum per Certificate Period)
Dental Treatment to alleviate pain
$100 Maximum per Certificate
Dental Treatment due to Accident
$250 Maximum per tooth
($500 Maximum per Certificate Period)
Dental Treatment to alleviate pain
$100 Maximum per Certificate
$500$500
 Pre-Existing ConditionAfter 12 months of continuous coverage,
benefits for Pre-existing Conditions will be provided
After 12 months of continuous coverage,
benefits for Pre-existing Conditions will be provided
$5,000 per Policy Period$5,000 per Policy Period
 Emergency Evacuation$300,000 Lifetime (Participant)
$50,000 (Lifetime for spouse/child)
$250,000 Lifetime (Participant)
$50,000 (Lifetime for spouse/child)
$50,000$50,000
 Repatriation of Remains$25,000 Maximum$15,000 Maximum$25,000$25,000
 Your Life
 Accidental Death$25,000 (Participant)
$10,000 (Spouse) $5,000 (Child)
No CoverageNo CoverageNo Coverage
 Common Carrier AccidentNo CoverageNo CoverageNo CoverageNo Coverage
 Flight AccidentNo CoverageNo CoverageNo CoverageNo Coverage
 Medical Plan Riders
 Athletic/Sports CoverageIntercollegiate, interscholastic, intramural, or club sports
$5,000 Maximum per Injury/Illness
(Medical Expenses only)
Intercollegiate, interscholastic, intramural, or club sports
$5,000 Maximum per Injury/Illness
(Medical Expenses only)
No CoverageNo Coverage
 Hazardous Activity CoverageNo CoverageNo CoverageNo Coverage
Can be added at an additional premium
No Coverage
Can be added at an additional premium
 Home Country CoverageIncidental Home Country Rider
Included - up to 15 days
Incidental Home Country Rider
Included - up to 15 days
No CoverageNo Coverage
 Terrorism Coverage$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
No CoverageNo Coverage
 Maternity CoverageNo CoverageNo CoverageMaximum for Maternity -- included in price
$5,000 per Pregnancy
Maximum for Maternity -- included in price
$5,000 per Pregnancy
 Dental CoverageNo CoverageNo CoverageNo Coverage
Can be added at an additional premium
No Coverage
Can be added at an additional premium
 Plan Features
 24 Hour Hotline and ServicesList of Additional ServicesList of Additional ServicesList of Additional ServicesList of Additional Services
 Underwritten byLloyd’s of London
Lloyds (London, UK)
Rated : A
Lloyd’s of London
Lloyds (London, UK)
Rated : A
Lloyd’s of London
Lloyds (London, UK)
Rated : A
Lloyd’s of London
Lloyds (London, UK)
Rated : A
 Administrative FeeNo FeeNo FeeNo FeeNo Fee
 Identity TheftNo CoverageNo CoverageNo CoverageNo Coverage
 Additional BenefitsNo CoverageNo CoverageNo CoverageNo Coverage
 Money Back GuaranteeAny time prior to effective date of coverageAny time prior to effective date of coverageNoneNone
 Policy Delivery MethodOnline FulfillmentOnline Fulfillment
  • Regular Mail at no additional cost
  • Express Mail for a $20.00 fee
  • International Express Mail for a $30.00 fee.
  • Regular Mail at no additional cost
  • Express Mail for a $20.00 fee
  • International Express Mail for a $30.00 fee.
 Credit Cards AcceptedVisa Mastercard American Express DiscoverVisa Mastercard American Express DiscoverVisa Mastercard American Express DiscoverVisa Mastercard American Express Discover
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