International Medical Insurance
Coverage Start Date
(mm/dd/yyyy)
  Coverage Start Date
Coverage End Date
(mm/dd/yyyy)
  Coverage End Date
I live in
I am a citizen of

Will you need coverage:
 In United States?Yes No 
In Canada?Yes No 
Primary Destination

Special Requirements:
Full-time Student?Yes No 

My Age  SexM

 Spouse's Age  SexM

Age of Children (18 or less)
   
   
Intl Medical GroupInternational Medical Group
i Travel InsurediTravel Insured
MNUMultiNational Underwriters
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Compare plans offered by MultiNational Underwriters
Listed are all plans offered by MultiNational Underwriters. You can compare coverages, review plan's description of benefits and purchase a plan, if a quote details have been completed. When a quote has been completed, you will see Plan Cost listed for all travelers. If you are not eligible, the plan cost will not be available.
Input your travel details to your left including trip dates, trip cost, your primary residence, and age of all travelers. Then, click button and receive a list of all plans that you are eligible.
 Plan AdministratorMNUMNUMNUMNU
  MultiNational UnderwritersMultiNational UnderwritersMultiNational UnderwritersMultiNational Underwriters
 Plan NameInternational Citizen Platinum - International (lifetime max - $5 Million)International Citizen Premier - International (lifetime max - $1 Million)Atlas International - US citizens (medical max - $1 Million)Atlas International - US citizens (medical max - $500,000)
 ProductInternational Major Medical Insurance
(Long-term)
International Major Medical Insurance
(Long-term)
International Travel Medical Insurance
(Per Trip)
International Travel Medical Insurance
(Per Trip)
 Plan Cost
 Certificatecertificatecertificatecertificatecertificate
 Plan EligibilityInternational citizens living worldwide including US and CanadaInternational citizens living worldwide excluding US and CanadaUS citizens - traveling or living abroadUS citizens - traveling or living abroad
 Coverage AreaWorldwide, including US and CanadaWorldwide, except US and CanadaWorldwide, except United StatesWorldwide, except United States
 Purchase Policy    
 Plan NoteInternational major medical plan
that includes maternity benefits at no additional cost
International major medical plan
that includes maternity benefits at no additional cost
$0 deductible is available
$1 Million of coverage
$0 deductible is available
$500,000 of coverage
 Your Trip Investment
 Trip CancellationNo CoverageNo CoverageNo CoverageNo Coverage
 Trip InterruptionNo Coverage$5,000 Per Person
(Return Flight Only)
$5,000 Per Person
(Return Flight Only)
$5,000 Per Person
(Return Flight Only)
 Travel DelayNo CoverageNo CoverageNo CoverageNo Coverage
 Missed ConnectionNo CoverageNo CoverageNo CoverageNo Coverage
 Terrorism at Departure / DestinationNo Coverage$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 Financial Default of Travel ProviderNo CoverageNo CoverageNo CoverageNo Coverage
 Weather Related (Snow, Hurricane)No CoverageUp to $100 per day for 5 days
In case of a natural disister
Up to $100 per day for 5 days
In case of a natural disister
Up to $100 per day for 5 days
In case of a natural disister
 Cancel For Any ReasonNo CoverageNo CoverageNo CoverageNo Coverage
 Cancel For Business ReasonNo CoverageNo CoverageNo CoverageNo Coverage
 Your Property
 Lost LuggageNo Coverage$250 Per Policy$250 Per Policy$250 Per Policy
 Baggage DelayNo CoverageNo CoverageNo CoverageNo Coverage
 Rental Car ProtectionNo CoverageNo CoverageNo CoverageNo Coverage
 Your Health
 Emergency Medical$1 Million$1 Million Per Person$500,000 Per Person$250,000 Per Person
 Deductible$250 per Certificate Period
(from $250 to $5,000 can be selected at purchase time)
$250 per Policy Period
(from $0 to $2,500 can be selected at purchase time)
$250 per Policy Period
(from $0 to $2,500 can be selected at purchase time)
$250 per Policy Period
(from $0 to $2,500 can be selected at purchase time)
 Coinsurance (claims in US or Canada)No CoverageNo Coverage in US
In Canada, after deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
Coinsurance waived if expenses incurred in PPO
No Coverage in US
In Canada, after deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
Coinsurance waived if expenses incurred in PPO
No Coverage in US
In Canada, after deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
Coinsurance waived if expenses incurred in PPO
 Coinsurance (claims outside US or Canada)After deductible, 100% up to the Overall Maximum LimitAfter deductible, 100% up to the Overall Maximum LimitAfter deductible, 100% up to the Overall Maximum LimitAfter deductible, 100% up to the Overall Maximum Limit
 Emergency Dental$500$100 Per Person$100 Per Person$100 Per Person
 Pre-Existing Condition$25,000 after you have been insured continuously for 24 months
(if disclosed on application and not excluded or limited by rider)
Up to $15,000 for Eligible Medical Expenses
$15,000 Maximum for Eligible Medical Expenses
$25,000 Maximum for Emergency Medical Evacuation
Only available to Members under age 70
Up to $15,000 for Eligible Medical Expenses
$15,000 Maximum for Eligible Medical Expenses
$25,000 Maximum for Emergency Medical Evacuation
Only available to Members under age 70
Up to $15,000 for Eligible Medical Expenses
$15,000 Maximum for Eligible Medical Expenses
$25,000 Maximum for Emergency Medical Evacuation
Only available to Members under age 70
 Emergency EvacuationNo CoverageIncluded in Emergency Medical
$500,000 Lifetime Maximum
except as provided under Acute Onset of Pre-existing Condition
Included in Emergency Medical
$500,000 Lifetime Maximum
except as provided under Acute Onset of Pre-existing Condition
Included in Emergency Medical
$500,000 Lifetime Maximum
except as provided under Acute Onset of Pre-existing Condition
 Repatriation of RemainsNo CoverageIncluded in Emergency MedicalIncluded in Emergency MedicalIncluded in Emergency Medical
 Your Life
 Accidental DeathNo Coverage$25,000 Per Adult
($5,000 for Dependent Child)
$25,000 Per Adult
($5,000 for Dependent Child)
$25,000 Per Adult
($5,000 for Dependent Child)
 Common Carrier AccidentNo Coverage$50,000 Per Adult
($25,000 for Dependent Child)
$50,000 Per Adult
($25,000 for Dependent Child)
$50,000 Per Adult
($25,000 for Dependent Child)
 Flight AccidentNo CoverageNo CoverageNo CoverageNo Coverage
 Medical Plan Riders
 Athletic/Sports CoverageNo CoverageNo CoverageNo CoverageNo Coverage
 Hazardous Activity CoverageNo Coverage
Can be added at an additional premium
No Coverage
Can be added at an additional premium
No Coverage
Can be added at an additional premium
No Coverage
Can be added at an additional premium
 Home Country CoverageNo CoverageIncidental Home Country Rider
Included - up to 15 days - with every 3 months of coverage
Incidental Home Country Rider
Included - up to 15 days - with every 3 months of coverage
Incidental Home Country Rider
Included - up to 15 days - with every 3 months of coverage
 Terrorism CoverageNo Coverage$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 Maternity CoverageMaximum for Maternity -- included in price
$10,000 Lifetime $10,000 Lifetime
Complications of Pregnancy are includedComplications of Pregnancy are includedComplications of Pregnancy are included
 Dental CoverageNo Coverage
Can be added at an additional premium
No CoverageNo CoverageNo Coverage
 Plan Features
 24 Hour Hotline and ServicesList of Additional ServicesList of Additional ServicesList of Additional ServicesList of Additional Services
 Underwritten byLloyd’s of London
Lloyds (London, UK)
Rated : A
Lloyd’s of London
Lloyds (London, UK)
Rated : A
Lloyd’s of London
Lloyds (London, UK)
Rated : A
Lloyd’s of London
Lloyds (London, UK)
Rated : A
 Administrative FeeNo FeeNo FeeNo FeeNo Fee
 Identity TheftNo CoverageNo CoverageNo CoverageNo Coverage
 Additional BenefitsNo CoverageNo CoverageNo CoverageNo Coverage
 Money Back GuaranteeNoneAny time prior to effective date of coverageAny time prior to effective date of coverageAny time prior to effective date of coverage
 Policy Delivery Method
  • Regular Mail at no additional cost
  • Express Mail for a $20.00 fee
  • International Express Mail for a $30.00 fee.
Online FulfillmentOnline FulfillmentOnline Fulfillment
 Credit Cards AcceptedVisa Mastercard American Express DiscoverVisa Mastercard American Express DiscoverVisa Mastercard American Express DiscoverVisa Mastercard American Express Discover
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