Intl Medical GroupInternational Medical Group
i Travel InsurediTravel Insured
MNUMultiNational Underwriters
International Citizen Platinum - US citizens (lifetime max - $5 Million)
International Citizen Premier - US citizens (lifetime max - $1 Million - excl. US/Canada)
International Citizen Platinum - US residents (lifetime max - $5 Million)
International Citizen Premier - US residents (lifetime max - $1 Million)
International Citizen Platinum - International (lifetime max - $5 Million)
International Citizen Premier - International (lifetime max - $1 Million)
International Citizen Economy - US citizens (lifetime max - $5 Million)
International Citizen Economy - US residents (lifetime max - $5 Million)
International Citizen Economy - International (lifetime max - $5 Million)
Atlas International - US citizens (medical max - $1 Million)
Atlas International - US citizens (medical max - $500,000)
Atlas International - US citizens (medical max - $250,000)
Atlas International - US citizens (medical max - $100,000)
Atlas International - US citizens (medical max - $50,000)
Atlas International - US citizens (medical max - $10,000)
Atlas America - International (medical max - $1 Million)
Atlas America - International (medical max - $500,000)
Atlas America - International (medical max - $250,000)
Atlas America - International (medical max - $100,000)
Atlas America - International (medical max - $50,000)
Atlas America - International (medical max - $10,000)
StudentSecure Select - US citizens (medical max - $300,000)
StudentSecure Budget - US citizens (medical max - $250,000)
StudentSecure Select - US residents (medical max - $300,000)
StudentSecure Budget - US residents (medical max - $250,000)
StudentSecure Select - International (medical max - $300,000)
StudentSecure Budget - International (medical max - $250,000)
Atlas Professional - US citizens (medical max - $1 Million)
Atlas Professional - US residents (medical max - $1 Million)
Atlas Professional - International (medical max - $1 Million)
Atlas Group Travel - US citizens

International Medical Insurance
Coverage Start Date
(mm/dd/yyyy)
  Coverage Start Date
Coverage End Date
(mm/dd/yyyy)
  Coverage End Date
I live in
I am a citizen of

Will you need coverage:
 In United States?Yes No 
In Canada?Yes No 
Primary Destination

Special Requirements:
Full-time Student?Yes No 

My Age  SexM

 Spouse's Age  SexM

Age of Children (18 or less)
   
   

MultiNational Underwriters Atlas America - International Plan

Travel Insurance Plan - Atlas America - International
For non-US citizens traveling outside home country with coverage of $1 Million.

Total Travel Insurance allows you to:
Compare plan coverages, review plan's certificates of insurance, and purchase a policy, if a quote details have been completed. When a quote has been completed, you will see Plan Cost listed for all travelers. If you are not eligible, the plan cost will not be available.
Plan Details for Atlas America - International from MultiNational Underwriters
CompanyMultiNational UnderwritersMultiNational Underwriters 
Plan NameAtlas America - International
ProductInternational Travel Medical Insurance (Per Trip)
Plan DescriptionFor non-US citizens traveling outside home country with coverage of $1 Million.
Plan Plus Points Provides medical coverage for injuries and illnesses resulting from an Act of Terrorism.
Plan Minus Points Atlas Extra offers better prices for trips over 6 months.
Underwritten ByLloyd’s of LondonLloyd’s of London
Visit the A.M. Best home page
Click Go to see A.M. Best Ratings for this underwriter
LocationLondon, UK
A.M. Best Number85202
A.M. Best RatingA (Excellent)
You are covered for the following reasons if you need to make a claim on this policy:
There may be other reasons you can make a claim, please click on the certificate button or see individual coverage descriptions for more info.

What Is Covered?

Medical:

  1. Inpatient and Outpatient charges made by a Hospital.
  2. Charges made by a Physician, surgeon, radiologist, anesthesiologist, and any other medical specialist to whom the Physician has referred the case.
  3. Charges made for dressings, sutures, casts or other supplies prescribed by the attending Physician or specialist.
  4. Charges for diagnostic testing using radiology, ultrasonographic or laboratory services.
  5. Charges for oxygen and other gases and anesthetics and their administration.
  6. Charges for prescription drugs, for treatment of a covered Injury or Illness, but not for the replacement of lost, stolen, damaged, expired or otherwise compromised drugs.
  7. Charges made by a licensed Extended Care Facility upon direct transfer from an acute care Hospital.
  8. Emergency local ambulance transport incurred in connection with Injury or Illness resulting in hospitalization.
 
 Plan AdministratorMNURating provided by
Total Travel Insurance
where

10 is highest
Rating 10

and

0 is lowest
Rating 00
  MultiNational Underwriters
 Plan NameAtlas America - International (medical max - $1 Million)
 ProductInternational Travel Medical Insurance
(Per Trip)
 Plan Cost
 Certificatecertificate
 Plan EligibilityInt'l citizens - traveling outside home country
 Coverage AreaWorldwide, outside your Home Country
 Purchase Policy 
 Plan Note$0 deductible is available
$1 Million of coverage
 Your Trip InvestmentRating
 Trip CancellationNo Coverage coverage rating 00
 Trip Interruption$5,000 Per Person
(Return Flight Only)
 coverage rating 10
 Travel DelayNo Coverage coverage rating 00
 Missed ConnectionNo Coverage coverage rating 00
 Terrorism at Departure / Destination$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 coverage rating 10
 Financial Default of Travel ProviderNo Coverage coverage rating 00
 Weather Related (Snow, Hurricane)Up to $100 per day for 5 days
In case of a natural disister
 coverage rating 10
 Cancel For Any ReasonNo Coverage coverage rating 00
 Cancel For Business ReasonNo Coverage coverage rating 00
 Your PropertyRating
 Lost Luggage$250 Per Policy coverage rating 08
 Baggage DelayNo Coverage coverage rating 00
 Rental Car ProtectionNo Coverage coverage rating 00
 Your HealthRating
 Emergency Medical$1 Million Per Person coverage rating 10
 Deductible$250 per Policy Period
(from $0 to $2,500 can be selected at purchase time)
 coverage rating 10
 Coinsurance (claims in US or Canada)After deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
 coverage rating 10
 Coinsurance (claims outside US or Canada)None coverage rating 10
 Emergency Dental$100 Per Person coverage rating 06
 Pre-Existing ConditionNo Coverage coverage rating 00
 Emergency EvacuationIncluded in Emergency Medical
$500,000 Lifetime Maximum
except as provided under Acute Onset of Pre-existing Condition
 coverage rating 08
 Repatriation of RemainsIncluded in Emergency Medical coverage rating 10
 Your LifeRating
 Accidental Death$25,000 Per Adult
($5,000 for Dependent Child)
 coverage rating 10
 Common Carrier Accident$50,000 Per Adult
($25,000 for Dependent Child)
 coverage rating 10
 Flight AccidentNo Coverage coverage rating 00
 Medical Plan RidersRating
 Athletic/Sports CoverageNo Coverage coverage rating 00
 Hazardous Activity CoverageNo Coverage
Can be added at an additional premium
 coverage rating 05
 Home Country CoverageNo Coverage coverage rating 00
 Terrorism Coverage$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 coverage rating 10
 Maternity CoverageComplications of Pregnancy are included coverage rating 10
 Dental CoverageNo Coverage coverage rating 00
 Plan FeaturesRating
 24 Hour Hotline and ServicesList of Additional Services coverage rating 10
 Underwritten byLloyd’s of London
Lloyds (London, UK)
Rated : A
 coverage rating 10
 Administrative FeeNo Fee coverage rating 10
 Identity TheftNo Coverage coverage rating 00
 Additional BenefitsNo Coverage coverage rating 00
 Money Back GuaranteeAny time prior to effective date of coverage coverage rating 10
 Policy Delivery MethodOnline Fulfillment 
 Credit Cards AcceptedVisa Mastercard American Express Discover 
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