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 Plan AdministratorMNURating provided by
Total Travel Insurance
where

10 is highest
Rating 10

and

0 is lowest
Rating 00
  MultiNational Underwriters
 Plan NameAtlas International - US citizens (medical max - $100,000)
 ProductInternational Travel Medical Insurance
(Per Trip)
 Plan Cost
 N/A
Quote is needed
 
 Certificatecertificate
 Plan EligibilityUS citizens - traveling or living abroad
 Coverage AreaWorldwide, except United States
 Plan Note$0 deductible is available
$100,000 of coverage
 Your Trip InvestmentRating
 Trip CancellationNo Coverage coverage rating 00
 Trip Interruption$5,000 Per Person
(Return Flight Only)
 coverage rating 10
 Travel DelayNo Coverage coverage rating 00
 Missed ConnectionNo Coverage coverage rating 00
 Terrorism at Departure / Destination$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 coverage rating 10
 Financial Default of Travel ProviderNo Coverage coverage rating 00
 Weather Related (Snow, Hurricane)Up to $100 per day for 5 days
In case of a natural disister
 coverage rating 10
 Cancel For Any ReasonNo Coverage coverage rating 00
 Cancel For Business ReasonNo Coverage coverage rating 00
 Your PropertyRating
 Lost Luggage$250 Per Policy coverage rating 08
 Baggage DelayNo Coverage coverage rating 00
 Rental Car ProtectionNo Coverage coverage rating 00
 Your HealthRating
 Emergency Medical$100,000 Per Person coverage rating 04
 Deductible$250 per Policy Period
(from $0 to $2,500 can be selected at purchase time)
 coverage rating 08
 Coinsurance (claims in US or Canada)No Coverage in US
In Canada, after deductible, 80% up to $5,000
Then 100% to the Overall Maximum Limit
Coinsurance waived if expenses incurred in PPO
 coverage rating 10
 Coinsurance (claims outside US or Canada)After deductible, 100% up to the Overall Maximum Limit coverage rating 10
 Emergency Dental$100 Per Person coverage rating 06
 Pre-Existing ConditionUp to $15,000 for Eligible Medical Expenses
$15,000 Maximum for Eligible Medical Expenses
$25,000 Maximum for Emergency Medical Evacuation
Only available to Members under age 70
 coverage rating 10
 Emergency EvacuationIncluded in Emergency Medical
$500,000 Lifetime Maximum
except as provided under Acute Onset of Pre-existing Condition
 coverage rating 08
 Repatriation of RemainsIncluded in Emergency Medical coverage rating 04
 Your LifeRating
 Accidental Death$25,000 Per Adult
($5,000 for Dependent Child)
 coverage rating 10
 Common Carrier Accident$50,000 Per Adult
($25,000 for Dependent Child)
 coverage rating 10
 Flight AccidentNo Coverage coverage rating 00
 Medical Plan RidersRating
 Athletic/Sports CoverageNo Coverage coverage rating 00
 Hazardous Activity CoverageNo Coverage
Can be added at an additional premium
 coverage rating 05
 Home Country CoverageIncidental Home Country Rider
Included - up to 15 days - with every 3 months of coverage
 coverage rating 10
 Terrorism Coverage$50,000 lifetime maximum
If no travel advisory within 6 months of arrival
 coverage rating 10
 Maternity CoverageComplications of Pregnancy are included coverage rating 10
 Dental CoverageNo Coverage coverage rating 00
 Plan FeaturesRating
 24 Hour Hotline and ServicesList of Additional Services coverage rating 10
 Underwritten byLloyd’s of London
Lloyds (London, UK)
Rated : A
 coverage rating 10
 Administrative FeeNo Fee coverage rating 10
 Identity TheftNo Coverage coverage rating 00
 Additional BenefitsNo Coverage coverage rating 00
 Money Back GuaranteeAny time prior to effective date of coverage coverage rating 10
 Policy Delivery MethodOnline Fulfillment 
 Credit Cards AcceptedVisa Mastercard American Express Discover 
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