In the event that the Insured Person’s checked Baggage is delayed by any Common Carrier on a Covered Trip for twenty-four (24) hours or more from the actual time of arrival at the Insured Person’s final Destination, We will reimburse expenses incurred up to the amount shown on the Certificate Schedule excess of any reimbursable expenses paid by the Common Carrier for the cost of reasonable additional clothing and essential personal articles purchased by the Insured Person. This benefit does not apply if the Baggage is delayed after the Insured Person has reached his or her Return Destination. We will cover only one Baggage Delay per trip. Any payment of this benefit shall be offset against any claim ultimately payable under any Loss of Baggage benefit if such coverage was purchased by the Insured Person.